:root {
    --bg: #f5f8fd;
    --paper: #ffffff;
    --text: #112038;
    --muted: #42546c;
    --line: #d1dae8;
    --primary: #005baa;
    --primary-dark: #003f78;
    --accent: #ff8a00;
    --accent-dark: #d96a00;
    --shadow: 0 10px 25px rgba(21, 33, 48, 0.08);
}

* {
    box-sizing: border-box;
}

body {
    margin: 0;
    font-family: "Manrope", "Segoe UI", Tahoma, Geneva, Verdana, sans-serif;
    color: var(--text);
    background:
        radial-gradient(circle at 90% 20%, rgba(255, 138, 0, 0.14), transparent 28%),
        radial-gradient(circle at 10% 0%, rgba(0, 91, 170, 0.12), transparent 24%),
        var(--bg);
    line-height: 1.65;
}

.container {
    width: min(1120px, 92%);
    margin: 0 auto;
}

.site-header {
    background: var(--paper);
    border-bottom: 1px solid var(--line);
    position: sticky;
    top: 0;
    z-index: 10;
}

.seo-marquee {
    background: linear-gradient(90deg, #004e97, #0066bf);
    color: #eafffa;
    overflow: hidden;
    white-space: nowrap;
    border-bottom: 1px solid rgba(255, 255, 255, 0.22);
}

.seo-marquee-track {
    display: inline-flex;
    gap: 2.2rem;
    padding: 0.42rem 0;
    font-size: 0.86rem;
    font-weight: 700;
    animation: marqueeScroll 28s linear infinite;
}

.seo-marquee-track span::before {
    content: "#";
    margin-right: 0.35rem;
    color: #ffc36a;
}

.top-contact-strip {
    background: #f2f6fc;
    border-bottom: 1px solid var(--line);
}

.top-contact-list {
    display: flex;
    flex-wrap: wrap;
    justify-content: flex-end;
    gap: 1rem 1.4rem;
    padding: 0.45rem 0;
}

.top-contact-list a {
    display: inline-flex;
    align-items: center;
    gap: 0.42rem;
    color: #244767;
    text-decoration: none;
    font-size: 0.9rem;
    font-weight: 600;
}

.top-contact-list a:hover {
    color: var(--primary);
}

@keyframes marqueeScroll {
    from {
        transform: translateX(0);
    }
    to {
        transform: translateX(-50%);
    }
}

.logo-wrap {
    display: flex;
    justify-content: flex-start;
    align-items: center;
    padding: 0.8rem 0 0.45rem;
}

.logo {
    text-decoration: none;
}

.logo-image {
    display: block;
    width: min(252px, 70vw);
    height: auto;
}

.nav {
    position: relative;
    padding: 0 0 1rem;
}

.nav-shell {
    border: 1px solid #cfdaea;
    background: linear-gradient(180deg, #ffffff, #f4f8ff);
    border-radius: 16px;
    padding: 0.4rem 0.7rem;
    box-shadow: 0 12px 30px rgba(9, 48, 88, 0.08);
}

.nav-list {
    display: flex;
    justify-content: flex-start;
    align-items: center;
    flex-wrap: wrap;
    gap: 0.3rem;
    margin: 0;
    padding: 0;
    list-style: none;
}

.nav-item {
    position: relative;
}

.has-mega {
    padding-bottom: 14px;
    margin-bottom: -14px;
}

.has-mega::after {
    content: "";
    position: absolute;
    left: 0;
    right: 0;
    top: 100%;
    height: 14px;
}

.has-mega > a .menu-chevron {
    transition: transform 0.2s ease;
}

.nav-item > a {
    display: inline-flex;
    align-items: center;
    gap: 0.43rem;
    color: #25496b;
    text-decoration: none;
    font-weight: 700;
    border-bottom: 2px solid transparent;
    border-radius: 11px;
    padding: 0.53rem 0.62rem;
    transition: background-color 0.2s ease, color 0.2s ease, transform 0.2s ease;
}

.menu-icon {
    width: 0.96rem;
    height: 0.96rem;
    display: inline-flex;
    flex: 0 0 0.96rem;
}

.menu-chevron {
    font-size: 0.72rem;
    color: #5f7590;
    margin-left: 0.08rem;
}

.menu-icon svg {
    width: 100%;
    height: 100%;
    fill: currentColor;
}

.nav-item > a[aria-current="page"],
.nav-item > a:hover {
    color: var(--primary);
    background: rgba(0, 91, 170, 0.08);
    border-bottom-color: transparent;
    transform: translateY(-1px);
}

.mega-menu {
    position: absolute;
    left: 50%;
    top: calc(100% + 1px);
    transform: translateX(-50%);
    min-width: 980px;
    max-width: min(97vw, 1230px);
    background: #ffffff;
    border: 1px solid #d8dde6;
    border-top: 4px solid #f07e16;
    border-radius: 0 0 12px 12px;
    box-shadow: 0 20px 40px rgba(21, 40, 66, 0.12);
    padding: 1.25rem 1.35rem 1.15rem;
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 1.15rem;
    opacity: 0;
    pointer-events: none;
    visibility: hidden;
    transition: opacity 0.2s ease;
}

.mega-cols-5 {
    grid-template-columns: repeat(5, minmax(0, 1fr));
    min-width: 1080px;
}

.mega-menu ul {
    margin: 0;
    padding: 0;
    list-style: none;
}

.mega-col {
    background: transparent;
    border: 0;
    border-radius: 0;
    padding: 0;
}

.mega-col-title {
    margin-bottom: 0.86rem;
    padding-bottom: 0.56rem;
    font-size: 1rem;
    font-weight: 800;
    letter-spacing: 0;
    color: #1e293b;
    border-bottom: 1px solid #e5e7eb;
    display: flex;
    align-items: center;
    gap: 0.38rem;
}

.mega-menu li + li {
    margin-top: 0.48rem;
}

.mega-menu a {
    color: #667085;
    font-weight: 700;
    text-decoration: none;
    border: 0;
    line-height: 1.4;
    font-size: 1.02rem;
}

.mega-menu a:hover {
    color: #f07e16;
}

.mega-col-icon {
    width: 0.95rem;
    height: 0.95rem;
    display: inline-flex;
    color: #f07e16;
}

.mega-col-icon svg {
    width: 100%;
    height: 100%;
    fill: currentColor;
}

.mega-highlight {
    margin-top: 0.72rem;
    background: #f7ecde;
    border-left: 3px solid #f07e16;
    border-radius: 10px;
    padding: 0.72rem 0.72rem 0.72rem 0.76rem;
    display: grid;
    gap: 0.2rem;
}

.mega-highlight strong {
    font-size: 1.03rem;
    color: #1f2937;
}

.mega-highlight span {
    font-size: 0.95rem;
    color: #eb7d00;
}

.has-mega:hover .mega-menu,
.has-mega:focus-within .mega-menu {
    opacity: 1;
    pointer-events: auto;
    visibility: visible;
    transform: translateX(-50%);
}

.has-mega:hover > a .menu-chevron,
.has-mega:focus-within > a .menu-chevron {
    transform: rotate(180deg);
}

.nav-cta-wrap {
    margin-left: 0.35rem;
}

.nav-cta {
    display: inline-flex;
    align-items: center;
    gap: 0.42rem;
    background: var(--accent);
    color: #fff;
    border: 1px solid var(--accent-dark);
    border-radius: 999px;
    padding: 0.52rem 1rem;
    text-decoration: none;
    font-weight: 800;
    box-shadow: 0 10px 20px rgba(217, 106, 0, 0.22);
}

.nav-cta:hover {
    background: var(--accent-dark);
    transform: translateY(-1px);
}

.hero {
    padding: 3.6rem 0 2rem;
}

.eyebrow {
    display: inline-block;
    margin: 0;
    font-size: 0.83rem;
    font-weight: 700;
    letter-spacing: 0.09em;
    text-transform: uppercase;
    color: var(--accent);
}

h1 {
    margin: 0.5rem 0 0.8rem;
    font-size: clamp(1.8rem, 5vw, 2.8rem);
    line-height: 1.18;
}

.intro {
    max-width: 760px;
    margin: 0;
    color: var(--muted);
}

.cta-row {
    margin-top: 1.5rem;
    display: flex;
    flex-wrap: wrap;
    gap: 0.8rem;
}

.btn {
    display: inline-block;
    text-decoration: none;
    border: 1px solid var(--line);
    color: var(--text);
    padding: 0.65rem 1rem;
    border-radius: 12px;
    font-weight: 600;
    background: var(--paper);
}

.btn.primary {
    background: var(--primary);
    color: #fff;
    border-color: var(--primary);
}

.btn.primary:hover {
    background: var(--primary-dark);
}

.content {
    display: grid;
    gap: 1rem;
    padding-bottom: 2.5rem;
}

.main-grid {
    display: grid;
    grid-template-columns: minmax(0, 1fr) 310px;
    gap: 1rem;
    align-items: start;
    padding-bottom: 2.5rem;
}

.sidebar {
    display: grid;
    gap: 1rem;
    position: sticky;
    top: 120px;
}

.side-card h2 {
    font-size: 1.08rem;
}

.card {
    background: var(--paper);
    border: 1px solid var(--line);
    border-radius: 16px;
    padding: 1.2rem;
    box-shadow: var(--shadow);
}

.card h2 {
    margin: 0 0 0.5rem;
    font-size: 1.24rem;
}

.link-list {
    margin: 0;
    padding-left: 1rem;
}

.link-list a {
    color: var(--primary);
    text-decoration: none;
}

.site-footer {
    background:
        radial-gradient(circle at 86% 8%, rgba(255, 138, 0, 0.12), transparent 38%),
        radial-gradient(circle at 14% 0%, rgba(34, 116, 196, 0.15), transparent 32%),
        #071b3a;
    color: #e7eff9;
    margin-top: 2.2rem;
    border-top: 1px solid rgba(169, 191, 219, 0.25);
}

.footer-topbar {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 1rem;
    padding: 1.35rem 0 1rem;
    border-bottom: 1px solid rgba(189, 208, 231, 0.24);
}

.footer-brandline strong {
    font-size: 1.05rem;
    letter-spacing: 0.02em;
}

.footer-brandline p {
    margin: 0.22rem 0 0;
    color: #bfd4ee;
    font-size: 0.9rem;
}

.footer-trusts {
    margin: 0;
    padding: 0;
    list-style: none;
    display: flex;
    flex-wrap: wrap;
    justify-content: flex-end;
    gap: 0.45rem;
}

.footer-trusts li {
    background: rgba(255, 255, 255, 0.08);
    border: 1px solid rgba(255, 255, 255, 0.14);
    border-radius: 999px;
    padding: 0.28rem 0.62rem;
    color: #e9f1fb;
    font-size: 0.78rem;
    font-weight: 700;
}

.footer-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 1rem;
    padding: 2rem 0 1.4rem;
}

.premium-grid {
    grid-template-columns: 1.35fr 1fr 1fr 1fr;
    gap: 1rem;
    padding: 1.25rem 0 1.45rem;
}

.footer-card {
    background: rgba(12, 37, 73, 0.82);
    border: 1px solid rgba(181, 203, 228, 0.2);
    border-radius: 14px;
    padding: 0.95rem;
}

.footer-card h3 {
    margin: 0 0 0.62rem;
    color: #f3f8ff;
    font-size: 0.95rem;
    letter-spacing: 0.03em;
    text-transform: uppercase;
}

.footer-card p {
    margin: 0;
    color: #c5d9ef;
    font-size: 0.92rem;
}

.footer-card ul {
    margin: 0;
    padding-left: 1rem;
}

.footer-card li + li {
    margin-top: 0.26rem;
}

.footer-about {
    background: linear-gradient(150deg, rgba(17, 58, 109, 0.9), rgba(8, 34, 67, 0.88));
}

.footer-contact-lines {
    margin-top: 0.65rem;
    display: grid;
    gap: 0.26rem;
}

.footer-contact-lines a,
.footer-contact-lines span {
    color: #d4e4f6;
    font-size: 0.9rem;
    text-decoration: none;
}

.footer-cta-row {
    margin-top: 0.78rem;
    display: flex;
    flex-wrap: wrap;
    gap: 0.5rem;
}

.footer-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    border-radius: 999px;
    border: 1px solid rgba(189, 208, 231, 0.34);
    color: #f0f6ff;
    text-decoration: none;
    font-weight: 700;
    font-size: 0.86rem;
    padding: 0.44rem 0.72rem;
    background: rgba(255, 255, 255, 0.06);
}

.footer-btn.primary {
    border-color: #d36b00;
    background: linear-gradient(180deg, #ff9a1d, #eb7d00);
    color: #fff;
}

.footer-chip-list {
    margin: 0;
    padding: 0;
    list-style: none;
    display: flex;
    flex-wrap: wrap;
    gap: 0.4rem;
}

.footer-chip-list li {
    margin: 0;
}

.footer-chip-list a {
    display: inline-flex;
    align-items: center;
    border-radius: 999px;
    border: 1px solid rgba(179, 204, 231, 0.33);
    background: rgba(255, 255, 255, 0.06);
    color: #dbeaff;
    text-decoration: none;
    font-size: 0.79rem;
    font-weight: 700;
    padding: 0.24rem 0.56rem;
}

.site-footer a {
    color: #ffbe63;
    text-decoration: none;
}

.site-footer ul {
    margin: 0;
    padding-left: 1rem;
}

.footer-bottom {
    border-top: 1px solid rgba(189, 208, 231, 0.23);
    padding: 0.9rem 0 1.1rem;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 0.9rem;
}

.footer-legal {
    display: flex;
    flex-wrap: wrap;
    gap: 0.9rem;
}

.footer-legal a {
    color: #cce1fb;
    font-size: 0.85rem;
    text-decoration: none;
}

.copyright {
    margin: 0;
    padding: 0;
    text-align: left;
    color: #bdd0e7;
    font-size: 0.86rem;
}

@media (max-width: 860px) {
        .top-contact-list {
            justify-content: center;
            gap: 0.6rem 1rem;
            padding: 0.5rem 0;
        }

        .top-contact-list a {
            font-size: 0.82rem;
        }

    .seo-marquee-track {
        font-size: 0.8rem;
        gap: 1.2rem;
    }

    .nav {
        padding-bottom: 0.7rem;
    }

    .nav-shell {
        padding: 0.4rem 0.45rem;
        border-radius: 12px;
    }

    .logo-wrap {
        justify-content: center;
        padding-top: 0.65rem;
    }

    .nav-list {
        justify-content: center;
        gap: 0.3rem;
    }

    .mega-menu,
    .mega-cols-5 {
        position: static;
        transform: none;
        min-width: 0;
        max-width: 100%;
        margin-top: 0.45rem;
        grid-template-columns: 1fr;
        display: none;
        opacity: 1;
        pointer-events: auto;
        visibility: visible;
        padding: 0.8rem;
        border-radius: 12px;
    }

    .mega-col {
        padding: 0.55rem;
        border: 1px solid #e3e8f0;
        border-radius: 10px;
    }

    .has-mega:hover .mega-menu,
    .has-mega:focus-within .mega-menu {
        display: grid;
    }

    .nav-cta-wrap {
        margin-left: 0;
    }

    .main-grid {
        grid-template-columns: 1fr;
    }

    .sidebar {
        position: static;
    }

    .footer-grid {
        grid-template-columns: 1fr;
    }

    .footer-topbar {
        flex-direction: column;
        align-items: flex-start;
        padding-top: 1.1rem;
    }

    .footer-trusts {
        justify-content: flex-start;
    }

    .premium-grid {
        grid-template-columns: 1fr;
        padding-top: 1rem;
    }

    .footer-bottom {
        flex-direction: column;
        align-items: flex-start;
    }
}

/* Premium Header v2 */
.ph-header {
    position: sticky;
    top: 0;
    z-index: 60;
    background: rgba(255, 255, 255, 0.94);
    backdrop-filter: blur(8px);
    border-bottom: 1px solid #d6e0ec;
}

.ph-ticker {
    background: linear-gradient(90deg, #064b95, #0b67bc);
    color: #eef7ff;
    overflow: hidden;
    border-bottom: 1px solid rgba(255, 255, 255, 0.2);
}

.ph-ticker-track {
    display: inline-flex;
    gap: 2rem;
    white-space: nowrap;
    padding: 0.34rem 0;
    font-size: 0.8rem;
    font-weight: 700;
    animation: phTicker 24s linear infinite;
}

.ph-ticker-track span::before {
    content: "#";
    margin-right: 0.3rem;
    color: #ffca7b;
}

@keyframes phTicker {
    from { transform: translateX(0); }
    to { transform: translateX(-50%); }
}

.ph-utility {
    background: #f4f8fe;
    border-bottom: 1px solid #dbe6f3;
}

.ph-utility-inner {
    display: flex;
    flex-wrap: wrap;
    justify-content: flex-end;
    gap: 0.7rem 1.2rem;
    padding: 0.42rem 0;
}

.ph-utility-inner a {
    color: #38597a;
    text-decoration: none;
    font-size: 0.83rem;
    font-weight: 700;
    display: inline-flex;
    align-items: center;
    gap: 0.36rem;
}

.ph-mini-icon,
.ph-mini-icon svg {
    width: 0.9rem;
    height: 0.9rem;
    display: inline-flex;
    fill: currentColor;
}

.ph-main-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 1rem;
    padding: 0.72rem 0 0.52rem;
}

.ph-logo img {
    width: min(260px, 72vw);
    height: auto;
    display: block;
}

.ph-main-cta {
    display: flex;
    flex-wrap: wrap;
    gap: 0.5rem;
}

.ph-btn {
    border-radius: 999px;
    padding: 0.45rem 0.82rem;
    font-weight: 800;
    font-size: 0.82rem;
    text-decoration: none;
}

.ph-btn-muted {
    border: 1px solid #c8d8ec;
    color: #25507d;
    background: #f7fbff;
}

.ph-btn-accent {
    border: 1px solid #d86e00;
    color: #fff;
    background: linear-gradient(180deg, #ffa22c, #f5870b);
    box-shadow: 0 8px 18px rgba(245, 135, 11, 0.24);
}

.ph-nav {
    padding: 0 0 0.95rem;
}

.ph-nav-list {
    list-style: none;
    margin: 0;
    padding: 0.34rem 0.42rem;
    border: 1px solid #cfdaea;
    border-radius: 14px;
    background: linear-gradient(180deg, #ffffff, #f5f9ff);
    box-shadow: 0 12px 26px rgba(9, 48, 88, 0.09);
    display: flex;
    align-items: center;
    gap: 0.24rem;
    flex-wrap: wrap;
}

.ph-item {
    position: relative;
}

.ph-has-mega {
    padding-bottom: 14px;
    margin-bottom: -14px;
}

.ph-has-mega::after {
    content: "";
    position: absolute;
    left: 0;
    right: 0;
    top: 100%;
    height: 14px;
}

.ph-link {
    display: inline-flex;
    align-items: center;
    gap: 0.38rem;
    border-radius: 10px;
    padding: 0.52rem 0.62rem;
    text-decoration: none;
    color: #27486b;
    font-weight: 700;
    font-size: 0.95rem;
    transition: 0.2s ease;
}

.ph-link:hover,
.ph-link.is-active {
    color: #005baa;
    background: rgba(0, 91, 170, 0.09);
}

.ph-icon,
.ph-icon svg {
    width: 0.95rem;
    height: 0.95rem;
    display: inline-flex;
    fill: currentColor;
}

.ph-caret {
    font-size: 0.74rem;
    color: #657c96;
}

.ph-cta-item {
    margin-left: auto;
}

.ph-link-cta {
    background: linear-gradient(180deg, #ffa22c, #f5870b);
    color: #fff;
    border: 1px solid #d86e00;
    box-shadow: 0 8px 18px rgba(245, 135, 11, 0.24);
}

.ph-link-cta:hover {
    color: #fff;
    background: linear-gradient(180deg, #f79a25, #e97e06);
}

.ph-mega {
    position: absolute;
    left: 50%;
    top: calc(100% + 1px);
    transform: translateX(-50%);
    min-width: 980px;
    max-width: min(97vw, 1220px);
    background: #fff;
    border: 1px solid #d8dde6;
    border-top: 4px solid #f07e16;
    border-radius: 0 0 12px 12px;
    box-shadow: 0 20px 40px rgba(21, 40, 66, 0.12);
    padding: 1rem 1.1rem 1.05rem;
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 1rem;
    opacity: 0;
    visibility: hidden;
    pointer-events: none;
}

.ph-cols-5 {
    grid-template-columns: repeat(5, minmax(0, 1fr));
    min-width: 1080px;
}

.ph-mega-head {
    grid-column: 1 / -1;
    display: flex;
    justify-content: space-between;
    align-items: baseline;
    gap: 0.8rem;
    border-bottom: 1px solid #e6ebf2;
    padding-bottom: 0.55rem;
}

.ph-mega-head strong {
    font-family: "Sora", "Manrope", sans-serif;
    font-size: 0.95rem;
    color: #132c48;
}

.ph-mega-head span {
    font-size: 0.8rem;
    color: #5f738a;
}

.ph-mega-col h3 {
    margin: 0 0 0.72rem;
    font-size: 0.98rem;
    font-weight: 800;
    border-bottom: 1px solid #e5e8ee;
    padding-bottom: 0.54rem;
    color: #1c2a3b;
    display: flex;
    align-items: center;
    gap: 0.35rem;
}

.ph-col-icon,
.ph-col-icon svg {
    width: 0.92rem;
    height: 0.92rem;
    fill: #f07e16;
    display: inline-flex;
}

.ph-mega-col ul {
    margin: 0;
    padding: 0;
    list-style: none;
}

.ph-mega-col li + li {
    margin-top: 0.44rem;
}

.ph-mega-col a {
    text-decoration: none;
    color: #67758b;
    font-weight: 700;
    font-size: 0.96rem;
}

.ph-mega-col a:hover {
    color: #f07e16;
}

.ph-note-box {
    margin-top: 0.68rem;
    border-left: 3px solid #f07e16;
    background: #f7ecde;
    border-radius: 9px;
    padding: 0.62rem 0.66rem;
}

.ph-note-box strong {
    font-size: 0.94rem;
    color: #202938;
}

.ph-note-box p {
    margin: 0.18rem 0 0;
    font-size: 0.86rem;
    color: #e37a00;
}

.ph-has-mega:hover .ph-mega,
.ph-has-mega:focus-within .ph-mega {
    opacity: 1;
    visibility: visible;
    pointer-events: auto;
}

@media (max-width: 980px) {
    .ph-utility-inner {
        justify-content: center;
    }

    .ph-main-row {
        flex-direction: column;
        align-items: flex-start;
        gap: 0.55rem;
    }

    .ph-main-cta {
        width: 100%;
    }

    .ph-cta-item {
        margin-left: 0;
    }

    .ph-nav-list {
        justify-content: center;
    }

    .ph-mega,
    .ph-cols-5 {
        position: static;
        transform: none;
        min-width: 0;
        max-width: 100%;
        border-radius: 12px;
        border-top: 1px solid #d8dde6;
        box-shadow: none;
        margin-top: 0.4rem;
        grid-template-columns: 1fr;
        display: none;
        opacity: 1;
        visibility: visible;
        pointer-events: auto;
    }

    .ph-has-mega:hover .ph-mega,
    .ph-has-mega:focus-within .ph-mega {
        display: grid;
    }
}